Lending Activities


PKSF-POs

As of 30 September 2020, the total number of Partner Organizations (POs) of PKSF stands at 278. Since inception, PKSF has been adhering to a stringent set of criteria and following strict procedures to select suitable POs that implement PKSF’s programs and projects at the grassroots.

Members and Borrowers

The members of Partner Organizations are at the core of all kinds of field-level operations of PKSF. As of 30 September 2020, the total number of members of all POs is 14.33 million. Often, 12.99 million are women, which is 90.65% of the total. As of 30 September 2020, the number of borrowers is 10.90 million. Of them, the number of women borrowers is 9.96 million, which is 91.38 % of the total (Figure 1.0).


Figure 1.0: Members-Borrowers (million)

Members’ Savings

In a steady growth, the savings of members stood at BDT 133.78 billion on 30 September 2020 (Figure 2.0).

Figure 2.0: Members’ savings balance (in billion BDT)

 

Loan Disbursement (PKSF-POs)

As can be seen in Figure 3.0, loan disbursement of PKSF has recorded a steady growth. Loan disbursement from PKSF to Partner Organizations (POs) increased to BDT 36.99 billion in FY 2018-19, which is 12.31% higher than the previous year’s (Figure 3.0). During the FY 2019-20, the amount of loan disbursement from PKSF to POs was BDT 38.67 billion, 4.54% higher than that in the previous year. In current FY 2020-21 (from July to September), the amount of loan disbursement from PKSF to POs was BDT 9.67 billion.


Figure 3.0: Loan Disbursement from PKSF to POs (in billion BDT)

Loan Disbursement (POs-Borrowers)

Loan disbursement from POs to Borrowers stood at BDT 511.58 billion in FY 2018-19, in a 14.21 percent rise from the previous year (Figure 4.0). During the FY 2019-20, the amount of loan disbursement from POs to Borrowers is BDT 471.62 billion, which is 7.81% lower than the previous year’s. In the current FY 2020-21 (from July to September), the amount of loan disbursement from POs to borrowers was BDT 107.00 billion.


Figure 4.0: Loan Disbursement from POs to Borrowers (in billion BDT)