PKSF works through an integrated network with an organisational structure to ensure that everyone is working towards achieving PKSF’s goal and objectives. The PKSF officials are keen to demonstrate skills and efficiency in performing their duties. Hired through a competitive and rigorous employment process, the staff are appointed on the merit of their proven talent and capability which are subsequently and regularly enhanced and sharpened through in-service training at various intervals. At present PKSF’s organisational structure is constituted of five divisions and one unit which are (1) Programme Division (2) Administration Division (3) Finance Division (4) Audit Division (5) Research Division and (6) Environment and Climate Change Unit.

Programme Division
This division deals with the core microfinance programmes of PKSF such as Jagoron, Agrosor, Buniad and Sufolon. This division also manages the activities of Enterprise Development Unit, Insurance Unit, MIS Unit, IT Unit and three different projects namely, Promoting Agricultural Commercialization and Enterprises (PACE) Project, Skills for Employment Investment Program (SEIP) and Programmatic Technical Assistance: Scaling Up Microfinance Institutions Lending for Improved Rural Sanitation in Bangladesh. It also operates two special programmes named Uplifting the Lives of Elderly People and Cultural and Sports Programme. This Division is headed by the Deputy Managing Director (Programme). Total number of officers employed in this Division is 85.  

Administration Division
Administration Division is responsible to provide all kinds of administrative support to PKSF’s staff through its different units which are: General Administration, Publications and Communications, Library, Management, Legal Affairs. This Division also operates 4 mainstream programmes of PKSF named Enhancing Resources and Increasing Capacities of the Poor Households Towards Elimination of their Poverty (ENRICH), Special Fund, Program-Support Fund (PSF) and Learning and Innovation Fund to test New Ideas (LIFT). This division also deals with the core microfinance programmes of PKSF such as Jagoron, Agrosor, Buniad and Sufolon. Headed by the Deputy Managing Director (Administration) a total of 66 officers are now working in this division.  

Finance Division
Along with Programme Division, Finance Division also deals with the core microfinance programs of PKSF, which are Jagoron, Agrosor, Buniad and Sufolon. This Division comprises of Finance and Accounts unit, Human Resource unit, Social Advocacy and Knowledge Dissemination unit, Training unit.  Kuwait Goodwill Fund (KGF), Livestock Unit and Agriculture Unit.  Besides, this Division also manages two projects namely UPP-Ujjibito and Low Income Community Housing Support (LICHS) Project.  This Division, through its HR unit, provides necessary training at home and abroad to enhance skills and capacity of all the staff of PKSF. This Division is headed by the Deputy Managing Director (Finance). A total of 79 officers are now working under this division.

Audit Division
Audit division provides a number of important services to PKSF management to ensure the accountability and transparency of PKSF which include detecting and preventing fraud, testing internal control, monitoring compliance with PKSF’s policy and government regulation. This Division exclusively reports to the Managing Director and is headed by one General Manager. Under this Division there are two wings: Internal Audit and External Audit. Internal audit deals with the audit related affairs of both PKSF and POs. External Audit wing coordinates the tasks of external audit of both PKSF and POs through enlisted audit firms. A total of 20 officers are now working under this division.

Research Division
PKSF conduct research through its Research division. The main areas of research include assessment of the core programmes/interventions of PKSF, their impact, appraisal of a certain aspects of problem, action research, or policy related issues. The division conducts its research activities in three ways: by its own staff; jointly with research and academic institutions at home and abroad; and through outsourcing. This division is headed by a Director. A total of 6 officers are now working in this division.

Environment and Climate Change Unit
Recently, PKSF has established Environment Unit which will deal with the climate change related issues in Bangladesh and take practical actions to increase the resilience of the communities who are prone to the adverse impacts of climate change. This unit is headed by one Director.   

As of 31 March 2017, PKSF management team is comprised of 356 talented and committed staff, which includes 181 regular officers, 100 support staff, 57 project officers and 18 contractual personnel.